Interest Rates Up To 10%
For Resident Senior Citizens 10.5 %
Interest Rates Up To 10%
For Resident Senior Citizens 10.5 %
Ready to take your savings to the next level? RNM Nidhi Limited Online Fixed Deposits offer the perfect combination of security, convenience, and high returns. With just a few clicks, you can start growing your savings today!
Step 01
Enter your mobile number, PAN and Aadhaar
Step 02
Enter Deposit details and complete the payment
Step 03
Provide personal details
Step 04
Complete video KYC (08:00 AM To 8:00 PM). Physical PAN required for VKYC
Step 05
Receive FD receipt and maximize your returns!
Interest Rates Up To
10%*p.a.
For Resident Senior Citizens
10.5%*p.a.
Are you a new customer?
Are you a existing customer?
Please reach us at if you cannot find an answer to your question.
A Fixed deposit is an investment option offered by the banks where an investor can deposit a lump sum of money for a fixed period of time and earn a guaranteed return as interest. The fixed deposit tenure can range from a few days to several years and the interest are typically higher that Savings Account.
A Online fixed deposit is a type of fixed deposit that can be opened online through a digital platform provided by the bank. It is a paperless alternative to traditional fixed deposits, which require physical documents and in-person visits to the bank.
Digital FDs are great for anyone who wants a safe and secure avenue of investment that they access from anywhere through any device - their laptop or their mobile!
They are non-market-linked instruments and are ideal for risk-averse investors who want to build a corpus for their future, beat inflation, and keep their money safe from market fluctuations.
Fixed Deposits are one of the safest and most reliable investment options. Digital FDs are non-market-linked instruments, which means the returns they provide do not depend on any capital market involvement. Since the interest rates on Digital FD is pre-fixed, there is no element of surprise or risk.
You can open a Digital FD as long as
RNM Nidhi Limited offers additional benefits to Senior Citizens, i.e. those who are 60 years of age or older. If you are a Senior Citizen you can earn an additional interest rate with our Online Fixed Deposits!
No, you can open a Online FD without having a RNM Nidhi Limited savings account. You may use your existing savings bank account from any other bank to fund your Digital FD.
The minimum amount needed to open a online fixed deposit with RNM Nidhi Limited is ₹50,000.
The maturity range for Online Fixed Deposits is very flexible. Investors can choose from maturity periods as less as 12 months and as high as 60 Months.
The interest rates depend on the tenure of the Online Fixed Deposit. Go to our Latest Interest Rates section to check out the interest rates that are applicable for various tenures.
With our Online Fixed Deposits, you can choose from the following interest payout options -
Opening a Digital Fixed Deposit is a completely online process. It involves 6 steps and takes just a few minutes!
Yes, premature withdrawal is allowed in Digital FDs through our branches with penalty as applicable. For more details on premature withdrawal.
The workings of a Digital FD are simple. When your Online FD matures, the principal deposit amount and the interest accumulated (if any) will be credited to your chosen savings account.
Opening a Online Fixed Deposit is very easy! Follow the below steps:
Video KYC will be available from 08:00 AM To 08:00 PM
Yes, you can book additional FDs once the first FD is booked.
No. As you have a Digital Savings Account you will not be able to book a Online Fixed Deposit. After full KYC, you can use Our Mobile Banking, Internet Banking Service for future FDs
To open a Online Fixed Deposit account, you can pull funds from other banks via Debit Card and Net Banking.
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